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Eczema: Getting the facts
People from all walks of life and all ages live with eczema; however, it typically appears in infants. Also called contact dermatitis, eczema is actually a group of skin conditions. Although it may sometimes look like a contagious condition, eczema...
Natural Remedy for Attention Deficit Hyperactivity Disorder ( ADHD )
Attention deficit-hyperactivity disorder (ADHD) is a complex neurobehavioral disorder of higher brain functioning. ADHD is common among the disorders that get affected in childhood and adolescence. ADHD is a disorder of numerous contradictions. We...
Over The Counter Acne Treatments – Do They Work?
Over the counter, sometimes referred to as otc for short, products are starting to become an increasingly popular alternative to prescription medication in the treatment of acne.
These products are readily available as you don't need a...
Really Scary Stuff…
With the probable exception of some basic instincts – or motivation toward self-preservation – we’ve just flat learned to be afraid of about all the rest of the stuff we’re afraid of. I know, the word “about” is a cop-out but I’m using it...
Weight Loss - Alternative Sweeteners
Do you have a sweet tooth? Do you crave sweet desserts? Have you
ever felt like a sugar addict? Most desserts are packed full of
sugar, and yet there is plenty of evidence that sugary desserts
are not healthy foods.
You may decide to cut...
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Financing a Bariatric Surgery
Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap. Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost. Most insurance companies require a letter outlining a patient’s weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure. Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery.
If this happens, the patient should not give up hope, since most insurance providers give patients an opportunity to appeal a denial. Most insurance companies require that patients appeal within 30-60 days after receiving a denial of coverage. The bariatric surgery insurance Appeal Letter should include information disputing the insurance provider’s reason for denial. As a last result, patients may need an attorney to help prove the medical necessity of the procedure.
For patients with no insurance, there are financial alternatives available. A number of financial institutions
offer financing specifically for healthcare expenses such as co-payments, deductibles, and procedures not covered by insurance, including bariatric surgery. Some offer no-interest, same-as-cash plans as well as extended payment plans. Some bariatric surgery centers contract with finance companies to offer financial assistance to patients who are interested in this type of surgery but do not have the insurance to pay for it.
Finally, a patient can take out a home equity loan to finance the procedure. Those patients who do elected to pay for bariatric surgery themselves should keep in mind that it may be tax deductible, since it is considered a major medical expense. A consultation with an accountant may e in order.
Bariatric Surgery Info provides detailed information on bariatric surgery, including cost, patients, centers, diet, financing, and complications, as well as specific procedures like laparoscopic and bypass surgery. Bariatric Surgery Info is the sister site of Gastric Bypass Surgery Web.
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